Nancy, 66, from London, has reached state pension age and would like to retire but cannot afford to, like millions of Britons who may have to work longer than they expected.
“There’s no chance of retiring for at least a decade,” says Nancy, who has been working in minimum wage, part-time roles for a property company since she was made redundant 12 years ago from a job in local government management. “I’m still renting, there’s no security. I’ve only been able to find badly paid temp work, and had to stop paying into my private pension,” she says.