Rosie’s boyfriend Carl is kind and generous – an “amazing person”. He earns more than she does, and often pays for her to come with him on work trips, or lends cash when she needs it. “He’s the kind of person who would pick up the bill in a heartbeat,” she says. Their relationship is happy – he loves her for her. But she knows, deep down, that he also loves her for her flat.
Rosie’s parents are middle class, and bought her a flat years ago when prices were lower, renting it out to pay off the mortgage. Carl’s family, meanwhile, isn’t well off, and he wouldn’t have been in a position to buy on his own – his income isn’t enough to get a mortgage and he has no savings. Both now live in the flat with a housemate.