
Extreme weather is by now the reality for more homeowners than ever before. The threats of flooding, storm and fire damage were once confined to isolated areas. Increasingly, though, even regions that previously never had to deal with the effects of extreme weather events are grappling with damage to property.
There are many examples of this. While only isolated forested areas on the US West Coast were once at risk of fire damage, these days, forest fires affect huge numbers of people as far up north as Vancouver and as far south as Texas, to say nothing of the recent devastating fires in Hawaii. In the UK, flash flooding and storm damage is increasingly a reality in areas that historically have not been at risk.