An illegal TikTok trend where people break into homes has led security experts to impart vital information on protecting your property from falling foul of the new senseless social media craze.
In the last few weeks, a new TikTok trend of walking into strangers' homes uninvited has soared in popularity. Last month, a video was posted of a group of young men entering into a house in the UK uninvited, which led to a police investigation into the incident.
One homeowner, a father, told a group, who posted their attempt at the viral TikTok trend, that he had children, pleading with them to leave his home.
Read More: 'My 13-year-old daughter died after watching chilling self-harm TikTok videos'
Since the illegal trend took off, home security system sales have skyrocketed, according to media reports last month.
Experts from insurance broker One Sure Insurance have shared their top tips on how to lower the cost of home insurance, and the importance of investing in a solid security system.
Invest in your security system
Home insurance is designed to give you and your family peace of mind that your home and its contents are safe.
One of the simplest ways to tackle the rise in premium is to invest in a security system with alarms, sensors, and alerts.
Upgrading fire alarms, door and window triggers and CCTV cameras will go a long way in reducing the premiums that come with home insurance.
Check your locks on doors, windows and alarms
Another pointer is to check what locks/security you have on doors, windows and alarms, as some home insurance companies can give discounts based on the level of security you have.
Specify your needs
By specifying how much building/contents cover you need, this will help reduce the costs significantly.
If you over-insure your home, this will increase your premiums unnecessarily. Remember, the more riders and covers you take as part of your home insurance; the higher your premium will be.
Increase your excess
It’s simple: The more excess you opt in for, the less premium you pay. A higher excess can mean cheaper premiums and your insurance will cost less in the long-run.
A spokesperson for One Sure Insurance said: “Last year alone, £1.9 million was paid out every single day in home insurance, making now the most important time to protect your home and ensure your peace of mind.
"A house is more than just a roof over your head: it is an investment, a fall-back during periods of emergency and a long term asset. Naturally, you want to protect your investment, and that is why you need home insurance.”
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