When Techcombank CEO Jens Lottner looks at Vietnam’s growth ambitions, he sees a simple mismatch: big plans, not enough money.
Vietnam’s economy grew by just over 8% in 2025, the second-highest rate in a decade. Hanoi’s ambitions are even more aggressive: It wants Vietnam to grow by 10% a year by 2030, and reach high-income status by 2045, a jump that would require a tripling of its per capita gross national income.
