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The Independent UK
The Independent UK
Business
Vicky Shaw

Value of new later life mortgage loans jumped by a fifth in last quarter of 2025

BTL Hargreaves Lansdown UK Finance
Borrowing in later life is ‘becoming part of the mainstream retirement picture’, a finance expert at Hargreaves Lansdown said (Joe Giddens/PA) - (PA Archive)

The value of new mortgage lending to older borrowers jumped by around a fifth annually in the fourth quarter of last year, according to figures from a banking and finance industry body.

UK Finance, whose report looked at mortgages taken out by borrowers over the age of 55, said 41,100 new loans were advanced to older borrowers in the fourth quarter of 2025, marking a 15.1% annual increase.

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