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International Business Times
International Business Times

US Creates Two-Tier Student Loan System: $200K for Doctors and Lawyers, $100K for Nurses and Others

Department of Education data shows 95% of nursing students borrow below the new annual loan limits, though critics warn caps could discourage advanced nursing education.

The Trump Administration is defending controversial new federal student loan limits that create a two-tiered system for graduate students, designating medicine, dentistry and law as "professional degrees" eligible for $200,000 in borrowing while capping nursing and most other graduate programs at $100,000.

The distinction, stemming from President Trump's One Big Beautiful Bill Act, has sparked fierce debate about which professions deserve elevated status in federal lending policy—and whether the new limits will help or harm America's ongoing nursing shortage crisis.

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