An urgent warning has been issued over a "dangerous threat" to communities this Christmas.
As the cost of living firmly grips households across the UK, many people will be looking for ways to tighten their belts to afford Christmas. But as families struggle to cope with rising costs of food, fuel and energy bills, a warning has been issued about those targeting vulnerable people.
Figures released by the England Illegal Money Lending Team (IMLT) shows that nearly one in ten of those who borrowed money from loan sharks last year did so to cover the costs of Christmas. As we head into the festive period, St Helens Council is urging people to remain vigilant.