As the cost of living continues to soar, millions of us are feeling the squeeze, and for those on fixed incomes like Universal Credit, household expenses can quickly grow larger than wages.
There are, however, lots of free schemes and cash grants on offer from charities and local authorities aimed at helping to reduce fixed costs and bills, as well as offering support to buy clothes and food. All of these incentives are offered with no expectation of being paid back.
There are a number of schemes available, depending on where you live, the Mirror reports.
