Happy birthday! In 2025, a record 4.18 million Americans reached age 65 (the absolute peak of the "Peak 65" phenomenon), with an average of 11,400 turning 65 each day. This surge continues in 2026 as part of the ongoing Peak 65 Zone, with numbers remaining high around 4.1 million annually and over 11,000 daily, driven by the tail end of the baby boomer generation.
As you might know, 65 is the age at which you first become eligible for Medicare. That makes it a great time to consider the changes that will come with growing older (and wiser) and affect your finances, your health, and your general physical well-being.
