
Turning 60 is a major milestone, and for many Americans, it comes with a sudden realization: retirement is no longer a distant idea—it’s right around the corner. If your savings aren’t where you hoped they’d be, you’re far from alone, and the good news is that it’s not too late to make meaningful progress. In fact, there’s a powerful retirement catch‑up strategy that many savers overlook, even though it can significantly boost your nest egg in just a few years. With smarter planning and a few targeted adjustments, your 60s can become your strongest decade for financial growth. Here are 10 ways to take advantage of this often‑missed opportunity.