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International Business Times UK
International Business Times UK
David Unyime Nkanta

Trump's Student Loan Overhaul: What You Must Do Before July 2026

The Trump administration has unveiled one of the most sweeping reforms of the federal student loan system in decades.

From July 2026, existing repayment options will be scrapped, borrowing caps will be introduced, and a new repayment assistance plan will be rolled out—moves that could reshape higher education financing for millions of Americans.

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