President Donald Trump recently floated a proposal to introduce 50-year mortgages, a move aimed at helping more first-time homebuyers enter a housing market that has been increasingly out of reach.
For years, younger generations have sounded the alarm about affordability. The average U.S. home price keeps climbing, and many millennials and Gen Z buyers can’t scrape together enough savings for a 10% down payment, much less qualify for the resulting monthly payments.
