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Kiplinger
Kiplinger
Business
Tyler Jones

Three Ways to Plan Now for a Social Security Shortfall Later

Social Security AEWM Insurance Kiplinger
An older man works on his laptop in his living room.

Most Americans depend on Social Security to one degree or another to help fund their retirements. But the popular federal benefit is experiencing trouble and will face a serious funding shortage within the next decade if nothing changes.

The Social Security Administration (SSA) projects that Social Security trust fund reserves will be depleted by 2033, resulting in a potential 21% reduction in benefits.

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