For all the planning that comes with retirement, certain decisions can fall through the proverbial cracks.
When those cracks widen to a financial gap in retirement for those in their 70s and 80s, regret over missed opportunities can emerge. Instead of enjoying time with grandkids or pursuing travel dreams, retirees may have to work through a maze of tax regulations and income possibilities, for example, to bridge the gap created by choices made (or not made) decades ago.
