
One of the most important decisions you’ll make about Social Security is when to start collecting benefits. You can begin as early as age 62, but doing so permanently reduces your monthly payments. Waiting until full retirement age — 66 to 67, depending on birth year — increases your benefit, and delaying all the way to 70 earns you your maximum possible amount.
For You: Here’s the Average Social Security Check for Someone Who Made $100K Their Whole Career