It might seem odd and perhaps even boring to think about pensions and retirement when you start your first job. Whether you’re a bright-eyed 18 year old, a more seasoned graduate, or an even wiser middle-aged candidate fresh on the job market, it is never too early to think about retirement.
You just have to look at the news to see worrying stories of the employment landscape, be it the P&O Ferries mass sacking of 800 staff, or the period of uncertainty during the 18-month lockdown. If you were one of the 11.7 million staff on furlough, or you knew someone who was placed on furlough, you know first-hand how important it is to plan for the future.
A recent survey commissioned by Hargreaves Lansdown discovered some surprising statistics. It found that over one-third (34 per cent) of people aged 45-54 don’t have a plan in place for their remaining working years.
