If you use a budgeting app, you probably think it is on your side. It helps you spot leaks, track bills, and feel less stressed about money. But many people do not realize that the same app can treat your spending history like a product.
Mint, one of the most widely used budgeting apps in the country, openly states in its privacy policy that it shares user data with “partners,” “service providers,” and “affiliates.” In some states, certain forms of data sharing can still be allowed if the disclosures exist in the privacy policy. That means the harm can feel personal even when the paperwork says it is permitted.