
At face value, certificates of deposit (CDs) and share certificates may not seem worth your time. However, they’re low-risk investments that offer attractive returns. When you opt for a CD, you make a lump sum deposit, committing your funds for a fixed period in exchange for a fixed interest rate.
In collaboration with Curinos, we analyzed a dataset comprising over 20,000 data points from banks and credit unions across Ohio. We identified the best CDs in the states based on which ones offered the highest annual percentage yields (APYs).