Despite substantial hype several years ago, the fintech space has had its share of challenges the past couple of years. Interest rate changes, consumer spending trends, and the dominance of AI-focused tech names have obscured some potentially strong financial technology firms, which are trading well below where analysts expect their shares to be.
For investors, the challenge is to find companies with a suitable risk/reward profile. A smaller fintech that faces serious operational risks could also carry the possibility of tremendous upside.
