I implore you to make a will right now. You never know when you'll die - and if you die without a will, you will 100 per cent leave chaos behind. I'm just in the middle of an argument with a mate whose last will was written before her divorce was finalised some 15 years ago. That will leaves everything to her now very ex-husband.
When I had a chat with her about it, she basically said: "Nah, it will be fine. He'll give the money to the kids."