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The Rise Of The Part-Time Trader: How Everyday Investors Are Playing The Markets In 2025

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The alarm goes off at 5:30 a.m., but Mark Lacy isn’t getting ready for work—he’s already been trading for three and a half hours. The 67-year-old retiree starts his day at 2 a.m. PT, analyzing pre-market movements and executing trades before most people have their first cup of coffee.

According to Business Insider, Lacy represents a growing tribe of part-time traders who’ve transformed how everyday Americans engage with financial markets. What started during the GameStop (NYSE:GME) frenzy has evolved into a sophisticated community of investors squeezing trades between Zoom meetings, following market gurus on TikTok, and building portfolios from their smartphones.

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