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GOBankingRates
GOBankingRates
Jennifer Taylor

The Most Practical Way To Pay Off $10K, $20K or $50K in Debt

FluxFactory / iStock.com

Debt can feel daunting, but it doesn’t have to keep weighing you down. If you’re committed to the cause, you can pay it off — no matter how much you owe.

You’re certainly not alone in carrying debt. In the second quarter of 2025, Americans owed $5.04 trillion in non-housing debt — including $1.21 trillion in credit card debt — according to the Federal Reserve Bank of New York.

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