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Beating Broke
Beating Broke
Teri Monroe

The “I Deserve It” Purchase That Quietly Costs You a Month of Freedom

"I deserve it" impulsive spending
Image Source: Shutterstock

We have all been there after a brutal Monday when the only thing that seems to help is a little retail therapy. You tell yourself that you worked hard and survived the endless meetings that should have been emails. So, you genuinely deserve that shiny new gadget or expensive pair of boots. This “I deserve it” mindset is one of the most significant ways we accidentally sabotage our path toward financial freedom. It feels like a pat on the back in the moment, but it is actually a way our brains bypass our better judgment. When we treat spending as a reward, we end up staying in the grind we are trying to escape. Here’s how those “I deserve it” purchases can eat away at your paycheck and destroy your financial future.

The Cumulative Cost of “Little Treats”

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