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Drew Blankenship

The ‘File and Suspend’ Era is Over, but These 3 SSA Loopholes Still Exist for Florida Couples

Social Security loopholes
Image Source: Shutterstock

For married couples in Florida, “file and suspend” was a powerful Social Security strategy. However, after Congress shut it down in 2015, many couples assumed all the best Social Security loopholes disappeared with it. But that’s not necessarily true. There are several lesser-known strategies out there. They can help Florida couples boost lifetime benefits, reduce taxes, and avoid costly claiming mistakes. Here are three loopholes you can still take advantage of and how they can be valuable for Florida couples.

1. The Restricted Application Loophole Still Exists for One Group

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