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The Guardian - UK
The Guardian - UK
Lifestyle
Sarah Phillips

The experts: financial advisers on 18 foolproof ways to spend less and save more

Illustration of a man carrying shopping, a piggy bank and a credit card

Saving, whether it is to build up an accessible pot of cash in case of an emergency, or planning ahead for your retirement, is often easier said than done. Financial advisers share their advice on how to ensure you have enough money in the future while allowing you enough to enjoy the present.

1. Have a rainy day fund

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