Tax season already creates enough stress, but scammers see it as the perfect opportunity to strike. Every year, the Internal Revenue Service releases its “Dirty Dozen,” a list of the most dangerous tax scams targeting Americans.
In 2026, many of these schemes have become more sophisticated, using artificial intelligence, social media misinformation, and identity theft tactics to trick victims. Retirees are especially vulnerable because they often have retirement savings, predictable income streams, and a strong desire to stay compliant with tax rules. That said, here are 12 known tax scams that are targeting retirees right now, plus how you can best protect yourself.
