When a leaflet about leasehold injustice landed on Cath Williams’ doorstep in Ellesmere Port, Cheshire, nearly a decade ago, she barely gave it a second thought, tossing it straight into the bin. Had she given it more than a cursory glance, she’d have read about how residents on her new-build estate had found out the leaseholds for their homes had been sold without their knowledge, which could cost them all thousands of pounds. “Sometimes you get things through the door and you go, ‘what are they on about?’” recalls the 69-year-old retired university lecturer. It was of no interest to her. Or so she thought.
Williams hadn’t realised her home was leasehold when she decided to buy it. It was never mentioned in any promotional material, she says, and the word “leasehold” was only later added to her paperwork in pencil by an estate agent four weeks before her move in date – by then she had already paid her deposit and it was too late to back out. Her unease about what this would mean built over time and it soon became clear it would be a huge headache for her: any alterations to her home would require paying the freeholder an ever-increasing permission fee, the property would decrease in value as the lease got shorter, and the ground rent could increase drastically over time. Ultimately, it could leave her trapped and unable to sell her home.
