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Fortune
Fortune
Megan Leonhardt

The childcare crisis may keep women from retiring

(Credit: MoMo Productions/Getty Images)

Women have about 30% less saved for retirement than men on average. 

Much of that divide can be attributed to long-standing issues like the gender pay gap and the so-called motherhood penalty, where women with children generally earn lower salaries than their male counterparts and coworkers (both male and female) without kids.

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