The rise of “Buy Now, Pay Later” (BNPL) services has changed the way people shop. At checkout, it’s tempting to split a purchase into smaller payments instead of paying the full price upfront. It feels painless and budget-friendly. But behind the scenes, these services can quietly stack up hidden debt. Many shoppers don’t realize how quickly these small payments add up. If you’re not careful, you could find yourself in a financial hole that’s hard to climb out of. Understanding the risks of the buy now, pay later trap is more important than ever.
