Getting your first credit card is a big step in building credit and learning how to manage spending and monthly payments.
However, picking a credit card among the hundreds of options available can be overwhelming. Not only that, but certain cards offer rewards on purchases, others have sign-up bonuses, and still others require you to make a down payment to get a credit-card account. As a beginner, the best place to start is a card that helps you spend responsibly, said Colin Sahagun, CEO of investment-backed credit card company Stelrix.
