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GOBankingRates
GOBankingRates
Cara Danielle Brown

The Average US Household Has Six-Figure Debt — Should Americans Be Worried?

United States Ashley Morgan Leslie H Tayne Achieve
DNY59 / Getty Images

According to WalletHub’s 2025 Household Debt Report, total household debt rose to $18.9 trillion nationwide at the end of quarter three of 2025, with the average U.S. household owing $154,152.

So what does this say about Americans’ finances? Should they be worried? To answer these questions, let’s delve further into the data.

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