Dating is already a minefield of ghosting and bad communication. The last thing you need is to fall for someone who is going to wreck your credit score. We often overlook financial red flags in the beginning because we want to be polite, or we think money shouldn’t matter in love.
But let’s be real: money habits are a reflection of values, discipline, and maturity. If you are looking for a partner, not a dependent, you need to keep your eyes open. Here are the early signs that he might be bad news financially.
The ‘I Forgot My Wallet’ Move
Once is an accident. Twice is a pattern. If he conveniently forgets his wallet on the first few dates or when the big bill arrives, pay attention. It shows a lack of preparation and respect for your resources. You are looking for a teammate, not a financier.
Generosity goes both ways, but if you feel like you are being maneuvered into paying every time, trust your gut. A man who is serious about you will want to show he can contribute, regardless of his income level.
Flashy Toys, Empty Fridge
He drives a luxury car and wears designer sneakers, but his apartment is empty, and he is dodging calls from creditors. This is the classic sign of someone who prioritizes status over stability. He is living for the applause of strangers while his financial foundation is crumbling.
This behavior signals deep insecurity and poor impulse control. You can’t build a future with someone who spends their rent money on bottle service. Look for substance over flashiness.
Avoids Money Talk Completely
If he shuts down or gets defensive the moment the topic of money comes up, that is a warning. Silence often hides shame or secrecy. A financially healthy adult can discuss the cost of dinner, rent, or general goals without breaking into a cold sweat.
You don’t need to see his tax returns on date three, but you should be able to gauge his general attitude. If he treats money like a taboo subject, he is likely hiding a mess he doesn’t want you to see.
Protect Your Peace
You have worked hard for your financial peace. Don’t let someone else’s chaos destroy it. Spotting these signs early saves you from heartache and a depleted bank account down the road.
Smart women know that financial responsibility is one of the sexiest traits a partner can have. Keep your standards high.
What is your biggest financial dealbreaker in a relationship? Share your thoughts in the comments below!
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The post The 7 Early Money Signs That Mean He’s Bad News Financially appeared first on Budget and the Bees.
