Many homeowners have seen their insurance spike this year… and it’s not by just a little bit. Some areas are experiencing an increase of 20% or more. This is due to a rise in the number of disasters, higher rebuilding costs, and industry changes. On top of that, property insurance premiums have climbed more than 30% since 2020 in many regions. But why are the rates exploding the way they are in 2026? Here is what you need to know and how you can find an insurer that fits your needs.
