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Watching your teenager scroll through social media, it is easy to worry about the filtered, expensive world they think is normal. You want them to be independent, yet the gap between their expectations and the reality of adult bills is often a mile wide. Honestly, the modern financial system is designed to trap young adults in a cycle of debt before they even land their first career job. It is not your fault if you find talking about money awkward; most of us were never taught how to do it correctly. We need to move past the basics of saving and dive into the mechanics of how the world actually works. Here are the three conversations that will save your teen from the invisible traps waiting for them.
