Get all your news in one place.
100’s of premium titles.
One app.
Start reading
The Street
The Street
Samanda Dorger

The 25 Best Cities for Snowbirds

Birds don’t have supermarkets, so when you see geese flying south for the winter, they’re looking for food. In winter, all the plants and bugs they like to eat are gone.

But face it, the geese probably really like the warmer weather, too.

For human snowbirds, it’s all about climate. Retirees (and some remote workers) who head to warmer states in winter, such as Florida, Texas, Arizona, New Mexico, Georgia or South Carolina, can continue to enjoy their outdoor activities year-round. All that golf, tennis, swimming, kayaking, walking and fresh air is good for your health, and you don’t have to shovel snow or worry about skidding off the road in an ice storm or your pipes getting frozen.

Snowbirding isn’t always a bowl of cherries. Housing in two places can be a significant expense, warns Snowbirding Central, a site dedicated to winter migrants. There can also be tax implications to living, working and owning a home in two states, plus there are the travel expenses. 

These days, being a snowbird might be a lot about dodging some serious weather events.

There may be some human snowbirds who were fortunate enough to head south before the deadly winter storm that gripped much of the country before Christmas. Even winter-hardy Buffalo, N.Y., was reeling from the storm that dropped some 52 inches of snow and caused more than 39 deaths.

Snowbirds usually head back north before June and return in December to avoid the sticky heat and hurricane season. This year, Hurricanes Ian, Nicole and Fiona brought extensive damage to Florida’s coast and pummeled the state in the fall. Ian, in late September, killed at least 131 people, obliterated coastal communities, caused massive inland flooding, and leveled homes across Florida.

Nine of the top 25 cities on this list of best cities for snowbirds are in Florida, so before you pack your bags, remember that some of these communities were still pulling cars out of the water in January.

This list is based on data from 183 Sunbelt cities collected by personal finance site Finance Buzz

They examined the data for four major categories related to snowbirding appeal— livability, affordability, culture & recreation, and temperature & climate. Most of the cities studied are south of the 38th parallel north, which runs across the U.S. along the northern borders of states like Arizona, Oklahoma, and North Carolina. Several cities north of that mark in more temperate states near that line such as Virginia, California, and Nevada were also included. 

The livability category includes things like crime rates, the number of healthcare practitioners per capita, walkability and the percentage of people over 60.

Culture and recreation includes the availability of golf courses, restaurants, shopping, movie theaters, performing arts and museums.

Affordability factors in the cost of living in each city, as well as median rent and mortgage. Climate includes average temperatures for each month between November and March.

Based on the research by Finance Buzz, these are the best cities for snowbirds. 

1. Naples, Fla.

  • Livability score: 16.5/25
  • Affordability score: 16.3/25
  • Culture/recreation score: 17.4/25
  • Temperature/climate score: 21.9/25
  • Overall score: 72.1/100

2. Sebring, Fla.

  • Livability score: 18.1/25 (highest)
  • Affordability score: 20.8/25
  • Culture/recreation score: 12.3/25
  • Temperature/climate score: 20.2/25
  • Overall score: 71.4/100

3. The Villages, Fla.

  • Livability score: 15.7/25
  • Affordability score: 18.2/25
  • Culture/recreation score: 18.6/25
  • Temperature/climate score: 18.3/25
  • Overall score: 70.9/100

4. Sebastian, Fla.

  • Livability score: 16/25
  • Affordability score: 18/25
  • Culture/recreation score: 14.5/25
  • Temperature/climate score: 20.8/25
  • Overall score: 69.3/100

5. Punta Gorda, Fla.

  • Livability score: 16.4/25
  • Affordability score: 16.7/25
  • Culture/recreation score: 14.8/25
  • Temperature/climate score: 21.1/25
  • Overall score: 69/100

6. Brunswick, Ga.

  • Livability score: 15.4/25
  • Affordability score: 21/25
  • Culture/recreation score: 15.5/25
  • Temperature/climate score: 15.2/25
  • Overall score: 67.1/100

Shutterstock

7. Homosassa Springs, Fla.

  • Livability score: 17.6/25
  • Affordability score: 19.8/25
  • Culture/recreation score: 11/25
  • Temperature/climate score: 18.4/25
  • Overall score: 66.7/100

8. Cape Coral, Fla.

  • Livability score: 16.1/25
  • Affordability score: 16.9/25
  • Culture/recreation score: 11.4/25
  • Temperature/climate score: 22/25
  • Overall score: 66.4/100

9. North Port, Fla.

  • Livability score: 17/25
  • Affordability score: 16.8/25
  • Culture/recreation score: 9.4/25
  • Temperature/climate score: 20.9/25
  • Overall score: 64.1/100

10. Deltona, Fla.

  • Livability score: 14.5/25
  • Affordability score: 18.2/25
  • Culture/recreation score: 9.8/25
  • Temperature/climate score: 19.2/25
  • Overall score: 61.7/100

11. Kahului, Hawaii

  • Livability score: 11/25
  • Affordability score: 7.4/25
  • Culture/recreation score: 18.7/25
  • Temperature/climate score: 24.3/25 (best)
  • Overall score: 61.4/100

12. Daphne, Ala.

  • Livability score: 11.7/25
  • Affordability score: 20.7/25
  • Culture/recreation score: 14.8/25
  • Temperature/climate score: 14/25
  • Overall score: 61.2/100

Shutterstock

13. Savannah, Ga.

  • Livability score: 12.2/25
  • Affordability score: 18.9/25
  • Culture/recreation score: 15.3/25
  • Temperature/climate score: 14.3/25
  • Overall score: 60.7/100

Shutterstock

14. Hilton Head Island, S.C.

  • Livability score: 12.5/25
  • Affordability score: 15.7/25
  • Culture/recreation score: 18.3/25
  • Temperature/climate score: 14.2/25
  • Overall score: 60.7/100

Shutterstock

15. Port St. Lucie, Fla.

  • Livability score: 13.9/25
  • Affordability score: 16.4/25
  • Culture/recreation score: 8.8/25
  • Temperature/climate score: 21.5/25
  • Overall score: 60.6/100

16. Ocala, Fla.

  • Livability score: 12.9/25
  • Affordability score: 20.3/25
  • Culture/recreation score: 9.1/25
  • Temperature/climate score: 18/25
  • Overall score: 60.3/100

17. New Orleans

  • Livability score: 13/25
  • Affordability score: 18.7/25
  • Culture/recreation score: 11.2/25
  • Temperature/climate score: 17/25
  • Overall score: 60/100

Joseph Sohm / Shutterstock

18. Dothan, Ala.

  • Livability score: 11.6/25
  • Affordability score: 22.5/25
  • Culture/recreation score: 11.8/25
  • Temperature/climate score: 14/25
  • Overall score: 60.0/100

19. Carson City, Nev.

  • Livability score: 15.9/25
  • Affordability score: 17.9/25
  • Culture/recreation score: 23.1/25 (best)
  • Temperature/climate score: 2.9/25 (worst)
  • Overall score: 59.8/100

Aneta Waberska / Shutterstock

20. Tampa, Fla.

  • Livability score: 15.4/25
  • Affordability score: 16.6/25
  • Culture/recreation score: 7/25
  • Temperature/climate score: 20.4/25
  • Overall score: 59.4/100

21. Brownsville, Texas

  • Livability score: 10.6/25 (lowest)
  • Affordability score: 23/25 (most affordable)
  • Culture/recreation score: 5.2/25
  • Temperature/climate score: 20.5/25
  • Overall score: 59.3/100

22. Palm Bay, Fla.

  • Livability score: 12/25
  • Affordability score: 18.1/25
  • Culture/recreation score: 8.2/25
  • Temperature/climate score: 20.9/25
  • Overall score: 59.1/100

23. Panama City, Fla.

  • Livability score: 11.2/25
  • Affordability score: 19.1/25
  • Culture/recreation score: 12.7/25
  • Temperature/climate score: 16/25
  • Overall score: 59.1/100

24. McAllen, Texas

  • Livability score: 11.4/25
  • Affordability score: 22.3/25
  • Culture/recreation score: 4.3/25 (lowest)
  • Temperature/climate score: 20.8/25
  • Overall score: 58.8/100

25. Miami

  • Livability score: 15/25
  • Affordability score: 12.2/25 (least affordable)
  • Culture/recreation score: 8.3/25
  • Temperature/climate score: 23.1/25
  • Overall score: 58.6/100

Read more about some of these cities and the methodology for this study at FinanceBuzz.com.

Sign up to read this article
Read news from 100’s of titles, curated specifically for you.
Already a member? Sign in here
Related Stories
Top stories on inkl right now
One subscription that gives you access to news from hundreds of sites
Already a member? Sign in here
Our Picks
Fourteen days free
Download the app
One app. One membership.
100+ trusted global sources.