Tell us about the financial consequences you are facing due to the California fires

A general view of destroyed houses in a neighborhood that was destroyed by the Eaton Fire which remains without electricity or water on January 12, 2025 in Altadena, California. Photograph: David McNew/Getty Images

California homeowners and business owners who lost everything in the devastating Los Angeles-area fires now have to tackle their insurance companies to recover the value of their homeowners’ policies – if they are lucky enough to have insurance at all.

With estimates of the economic damage from the fires now expected to reach over $200bn, we’d like to hear what financial consequences people face due to the fires.