When a retired school teacher purchased two flats in a brand new development in Liverpool in 2015, he thought he would be making an investment that would support him in later life.
Almost seven years on, Nazir Musa has had to cut his retirement short and is now working at a printing business to help generate income.
After making an investment worth £120,000 drawn from his life savings, he now battles to stay on top of soaring service charge payments and hopes he will not have to front an astronomical bill for cladding remediation costs which has rendered his properties almost unsellable - unless for an enormous loss.