Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program

Flood Insurance Unprotected Takeaways - (Copyright 2022 The Associated Press. All rights reserved.)

The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher.

Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding.