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Fortune
Fortune
Casey Bond

Swipe smarter: your guide to credit card interest rates

Photo illustration of a pattern of gold credit cards overlapping in a horizontal line, each with percentage symbols cut out of their top right corners. (Credit: Photo illustration by Fortune; Original photo by Getty Images)

A credit card can be a lifesaver when you’re in a financial pinch. But the interest that comes with it? Not so much.

Your card’s interest rate determines how much it’ll cost you to pay for expenses on credit. It could be a lot—or nothing at all—depending on how you use your card.

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