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Brendan Coates, Program Director, Housing and Economic Security, Grattan Institute

Superannuation is complicated. A guaranteed government income in retirement would be simpler

Grattan Institute Australia

Monkey Business Images/Shutterstock

Having compulsory super should help create a comfortable and stress-free retirement. But Australia’s super system is too complex for retirees to navigate.

This can leave them stressed and lacking the confidence to spend their super savings.

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