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Kiplinger
Kiplinger
Business
Elaine Rubin

Student Loan Shake-Up: What the OBBB Means for Parent PLUS Borrowers, From a Financial Aid Expert

Financial Aid Building Wealth
A mom takes a selfie with her daughter, who's holding a box that says college.

With the passage of the One Big Beautiful Bill (OBBB), drastic changes are coming to federal student loan programs. One major change is the new loan limits for Parent PLUS Loans beginning July 1, 2026.

These Direct PLUS Loans, part of the federal student loan program, have been a lifeline for parents helping their children cover the costs of college.

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