
Imagine waking up to find that the student debt monster you thought was sleeping has started to stretch, yawn, and gobble up your financial future one dollar at a time.
That’s exactly what happened in August 2025 when interest resumed on federal student loans under the Saving on a Valuable Education (SAVE) plan — a move that could tack on roughly $300 or more to the monthly cost for millions of borrowers who had grown used to a 0% interest break.