
Federal student loan borrowers have had quite a year.
If the story of their 2023 could be written by the ghost of Herman Melville, he'd have plunged borrowers into the frigid depths, bound to a white whale big enough to embody the disappointment of millions of Americans who spent the first half of the year hoping to be free of their student loans, and the second half realizing they and their debts were still intertwined.