We all hold a certain image of retirement. This vision involves golf courses, beach vacations, and time with grandchildren. Ideally, it is supposed to be the “golden years.” Yet, for a growing number of older Americans, this dream is collapsing. In fact, you see them everywhere. They might be bagging your groceries, driving for Uber, or working as retail greeters.
This is the new reality for millions. Consequently, they are still clocking in well into their 70s and 80s. This is not because they want to; rather, it is because many seniors can’t afford to retire. Understanding why this crisis is happening is the first step to fixing our own financial futures.
