We are only entering the third week of the new year and already it has become apparent that many people across Scotland are struggling with the increased cost of living impacting on all areas of life.
A rise in inflation has seen the price of the average weekly food shop increase alongside significantly higher fuel, gas and electricity costs for millions of households across the country. The upcoming Ofgem review of the energy price cap in February is expected to see bills soar by over 50 per cent in April.
Christians Against Poverty (CAP) Scotland is deeply concerned that many low-income families will see their debts rocket as they struggle to afford the basics.
The charity surveyed around 900 clients across the UK during the pandemic and over a third (37%) said they regularly had to go without meals.
Over half (56%) had borrowed money to pay for food, clothing and other essential living costs.
CAP Scotland is encouraging more people to seek help with problem debt now and not to wait until things get worse and their message is clear - it is never too early or too late to get debt help.
CAP Scotland’s National Director, Emma Jackson, said: “Over the past year we’ve seen the devastating impact of the cost of living increase hitting low income families hard. Before getting debt help, many of our clients were having to prioritise which bills to pay.
“No one should have to make the impossible choice between whether to heat their home or feed their children but sadly too many people in Scotland are having to do this right now.”
Too often shame and stigma stop people trapped in problem debt from seeking support and advice with CAP reporting that 50 per cent of its clients waited for over a year before getting help.
The charity is urging everyone struggling with problem debt not to wait until things hit crisis point and offers free, professional and community-based debt help.
CAP Scotland says its Debt Coaches can meet you in the comfort of your own home and stay with you every step of the way until you become debt free.
Many other trusted debt help charities are also offering vital support with free debt help, including Citizens Advice Scotland and StepChange.
Emma added: “The most important thing isn’t which charity someone chooses to call, it’s just making the call for help as soon as possible.”
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