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Kiplinger
Kiplinger
Business
Donna LeValley

Social Security Payment Schedule for 2025

Red mark on the calendar at January 2025.

The first 2025 Social Security payments will begin arriving in January. When you receive your payment, with a few exceptions, is based on your date of birth. However, if you received Social Security before May 1997 or are receiving both Social Security & SSI, Social Security is paid on the 3rd and SSI on the 1st. If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.

What will the average monthly social security check be in 2025?

The official COLA increase for 2025 is 2.5%, and it mirrors the last forecast by Kiplinger economist David Payne.

In October 2024, the average Social Security monthly check for all retirement beneficiaries was $1,840.31, according to the Social Security Administration (SSA). If you are interested in knowing more about SS benefit payments, take a look at what the average Social Security check is by age.

Schedule of Social Security benefit payments in 2025

Based on the Social Security payment schedule for 2025, here you can find all the confirmed payment dates for retirees:

Consider signing-up for a my Social Security account

You can use a my Social Security account to safely manage your personal Social Security information. If you are concerned about mail theft or travel often, you can opt out of mailed notices for those available online.

The account can help you manage tasks such as request a replacement Social Security card, check the status of an application, estimate future benefits and receive updates about the COLA. This account can also be used to update your direct deposit information and get your Social Security 1099 form.

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