When you receive your 2025 Social Security payment is determined, with a few exceptions, by your date of birth. However, if you received Social Security before May 1997 or are receiving both Social Security & SSI, Social Security is paid on the 3rd and SSI on the 1st. If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.
The official COLA increase for 2026 is 2.8%, and it mirrors the forecast provided by Kiplinger economist David Payne.
