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GOBankingRates
GOBankingRates
Josephine Nesbit

Social Security COLA Scams Are on the Rise: 4 Red Flags To Watch For

Social Security SSA BBB
Halfpoint / iStock.com

The Federal Trade Commission (FTC) announced that $12.5 billion was lost to fraud in 2024, and the Social Security Administration (SSA) is the top agency targeted by scammers, according to the SSA.

The Better Business Bureau (BBB) put out a warning earlier this year, urging Social Security recipients to stay alert regarding scams related to cost-of-living adjustments (COLA). Each year, the SSA approves cost-of-living adjustments for recipients to account for inflation. In 2025, the COLA was 2.5%.

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