When it comes to Christmas presents the bills soon stack up – but there are ways to save.
“Many feel the pressure to spend in the run-up to Christmas, but it’s important to always ask yourself if you can really afford it and stick to your budget,” says Oli Townsend, deals expert at MoneySavingExpert.
“If you normally buy gifts for friends, extended family and colleagues, consider a ‘pre-nupp’ (pre-Christmas no unnecessary presents pact) to end obligatory gift-giving, or agree to a Secret Santa-style £5 to £10 cap on gifts.
