One of the easiest ways to blow cash at Christmas is by going overboard on decorations, cards and wrapping paper destined for the recycling bin.
But thankfully there are plenty of simple cutbacks to conserve your festive budget – starting with the all-important tree.
Oli Townsend, of MoneySavingExpert, says: “Buying a real 6ft Christmas tree can easily set you back about £50 but you can cut down the cost if you’re near an Ikea.